stripe ach payment pending how long

The actual problem

ACH looks like revenue in dashboards while funds remain unsettled for days, breaking ad cashflow math.

Do this

1. Separate card vs ACH volume in the last 30 days of balance exports.
2. Model float: don’t spend ACH “revenue” until payout status is paid.
3. Offer card for high-intent checkouts if float hurts ops.
4. Publish a Netkiln page so finance sees settlement reality next to fees.

Tools for this job

• Netkiln

  CSV health page for fee + payout timing conversations

Related intents

• stripe payout pending over weekend
• stripe payout failed update bank account