stripe sepa debit fees higher than cards

The actual problem

Local payment methods look “cheaper conversion” until fee + failure rates wipe the gain.

Do this

1. Export 30 days; split fees by payment method type.
2. Compare authorization/failure rates for SEPA/local vs cards.
3. Keep local methods only where CVR lift > fee + fail cost.
4. Publish a Netkiln page so finance sees method mix clearly.

Tools for this job

• Netkiln

  Public fee mix from payouts CSV

• Stripe Pricing

  Method fee schedule

Related intents

• stripe fees higher than 2.9 percent
• stripe ach payment pending how long