Intentkiln

Last verified 2026-07-14

stripe radar blocking prepaid cards legit

The actual problem

Radar rules that blanket-block prepaid cards cut off gift-card buyers without reducing real fraud much.

Do this

  1. Segment block rate for prepaid vs credit; measure LTV of blocked prepaid.
  2. Relax prepaid blocks for low-AOV domestic; keep holds on high-AOV ship-to-elsewhere.
  3. Offer alternate tender messaging when prepaid is declined.
  4. Compare dispute rate before/after the rule change.

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